Your organization adopted AI and expanded its digital footprint faster than your controls, your contracts, and your insurance could keep up. RISKEN Global Advisors LLC delivers independent AI and cyber risk advisory and assessment for corporate risk management, powered by the patent-pending aiV-Cube™ 2.0 framework. We quantify where your exposure has outrun your defenses, and we tell you exactly what to do about it.
A non-licensed corporate advisory practice and a licensed insurance practice, each built on the same proprietary risk intelligence. Choose the entry point that fits where you sit relative to the policy.
Independent AI and cyber risk advisory and assessment for corporate risk management. We help companies see, quantify, and close the gap between what they now do with AI and what their controls, contracts, and coverage actually protect. Advisory only. We do not sell insurance.
Explore Corporate AdvisoryCommercial insurance brokerage and claims advocacy for businesses, plus the aiV-Cube™ 2.0 and RISE™ platform that helps insurance carriers, brokers, MGAs, and reinsurers assess AI-related risk. A licensed insurance producer under NPN 21676872.
Explore Insurance SolutionsTech E&O, Cyber, and D&O programs were written before generative AI, autonomous agents, and third-party model risk existed at today's scale. The gap between what your teams now do with AI and what your coverage actually responds to is a silent, uninsured exposure. RISKEN closes it before a loss, before diligence, and before a regulator or a plaintiff finds it first. Asset protection and margin preservation for the AI era, not insurance adjusting.
A fixed-fee, fixed-scope assessment that ranks your AI and cyber liability exposures highest to lowest, maps them against your actual policy language, and hands you a prioritized remediation roadmap.
Build the program: governance structure, control framework, contract and vendor language, and insurance-readiness so your risk posture and your coverage finally line up.
Recurring, independent review of your AI and cyber risk posture. Defensible documentation you want on file before a regulator, an acquirer, or a claim ever asks for it.
An advisory read of your coverage adequacy against real exposure. We read your policies the way a carrier's denial team does, so you find the hole before you need to file.
Readiness assessments mapped to the Colorado AI Act, the NAIC Model Bulletin, NIST AI RMF, the EU AI Act, and ISO/IEC 42001. Turn a moving regulatory target into a documented posture.
Assess the AI and model risk you inherit from vendors, foundation-model providers, and subcontractors, with concentration and provenance analysis drawn from the aiV-Cube framework.
Ongoing, retained oversight of your AI risk program without a full-time hire. Board reporting, control monitoring, and a steady hand as your AI footprint grows.
Consulting and litigation expert-support to insureds and their counsel on AI and cyber liability, coverage interpretation, and claims disputes, led by a licensed claims professional.
Packaged briefings and training that give directors and executives a clear, current picture of AI and cyber exposure and the questions they should be asking.
Review your AI use cases, contracts, remote-work policies, loss runs, and current policy language to establish where exposure actually lives.
Stress-test Tech E&O, Cyber, and D&O exclusions against real exposure using the aiV-Cube™ 2.0 framework and its 304-factor model.
Deliver a ranked exposure assessment, highest to lowest risk, with a prioritized remediation roadmap your team can act on immediately.
We work with technology and data-driven businesses that have moved faster on AI than their risk function could follow. Private-equity-backed companies are a core focus: we help sponsors protect portfolio value, de-risk diligence, and preserve margin before an uninsured event decides the outcome.
aiV-Cube™ 2.0 is the proprietary, patent-pending risk-scoring framework that powers everything RISKEN does. For corporate clients it quantifies AI and cyber exposure for risk management. For the insurance industry it prices, underwrites, and monitors AI-related risk. One model, two audiences, three orthogonal axes.
How likely is a risk event given current controls. Scored with an XGBoost gradient-boosted model with monotonic constraints.
How severe are the consequences when risk materializes. Scored with a LightGBM Tweedie regressor tuned for heavy-tailed loss.
How far and fast risk spreads across dependencies. Scored with a GraphSAGE graph neural network over the entity graph.
A specialized sub-model per axis, fused by a logistic-regression meta-learner calibrated to a 0 to 100 score with isotonic regression and bootstrap confidence intervals.
Six production-grade modules that embed aiV-Cube intelligence into corporate GRC tooling and carrier underwriting systems. REST, JSON, OAuth 2.0, sub-500ms scoring.
Every factor category maps to the frameworks your risk, compliance, and underwriting teams answer to, so a single assessment produces evidence across jurisdictions.
The licensed side of RISKEN. We place commercial coverage and advocate on claims for businesses, and we license the aiV-Cube™ 2.0 and RISE™ platform to insurance carriers, brokers, MGAs, and reinsurers so they can underwrite and price AI-related risk with actuarial rigor. Licensed as a resident producer in North Carolina and a non-resident producer in Pennsylvania and Virginia.
America Insures by RISKEN™ is our commercial brokerage brand, with 24 active carrier appointments across standard, specialty, and E&S markets. We shop the market on your behalf and place the right coverage at a defensible price. Every account includes enhanced claims advocacy led by a licensed NC claims adjuster. The reason to choose us is not what happens when you sign, it is what happens when you file.
GCs, HVAC, plumbing, electrical, roofing, landscape, and specialty trades operating across NC, PA, and VA.
Law firms, architects, engineers, consulting, technology services, and accounting firms across the Triangle, Charlotte, and Piedmont.
Retail, offices, light manufacturing, distribution, and service businesses. Our deepest carrier strength, with 17 BOP markets and instant-quote capability.
Standalone cyber for mid-market businesses and contract and commercial surety across all trades. High-value, low-competition segments.
Most agencies at our tier sell price. We sell what happens when something goes wrong. Every client receives enhanced claims advocacy at no additional cost; larger accounts can engage fee-based claims consulting or CAT-response services.
Placement across four verticals and 24 carrier markets, with wholesale access for hard-to-place accounts.
Included for every client. Pre-loss documentation, active claims management, policy-wording interpretation, and direct advocacy with adjusters.
Complex losses, disputed claims, and advocacy for non-client businesses. Scoped per engagement.
Contract adjusting during hurricane, windstorm, and hail events through established vendor networks across the Southeast.
The aiV-Cube™ 2.0 framework and the RISE™ API suite are available for licensing to the insurance industry to underwrite, price, and monitor AI-related exposure. Delivered as a structured Underwriter Decision Package and through six production API modules that plug into the systems carriers already run.
Composite score with 90% confidence intervals, axis breakdown, factor attribution, peer benchmarks, premium indication, and an automated conditions and exclusions engine.
Five submission channels and pre-built connectors that embed scoring at the point of submission, with straight-through-processing rules for low-risk binding.
Specialized engagements for the other side of the policy: product structuring, emerging-risk underwriting advisory, and portfolio analytics that can integrate aiV-Cube intelligence.
RISKEN's practice is led by a founding principal with more than 25 years across the insurance, reinsurance, and financial-services ecosystem, including leadership at a top-three global insurance broker's innovation and analytics center and direct work in the London and Lloyd's markets. Our methodology is grounded in proprietary intellectual property: the patent-pending aiV-Cube™ 2.0 framework and the practitioner reference The Unknowns of Enterprise AI in Regulated Sectors.
Corporate AI and cyber risk advisory, commercial insurance and claims advocacy, or aiV-Cube™ 2.0 carrier licensing. Tell us where you sit and we will route your enquiry to the right practice. All communications are handled confidentially.
+1 (910) 377-1598
301 S McDowell St, Ste 125 PMB 1141
Charlotte, NC 28204, United States
RISKEN Global Advisors LLC (Advisory)
RISKEN Insurance Advisors, Inc. (Licensed · NPN 21676872)
By accessing this website you agree to these Terms. If you do not agree, do not use this site.
This website is operated jointly by RISKEN Global Advisors LLC (the corporate advisory practice) and RISKEN Insurance Advisors, Inc. (the licensed insurance practice), together "RISKEN." RISKEN® is a registered trademark of Kushal M Shah, licensed to both entities. America Insures by RISKEN™ is a commercial brand of RISKEN Insurance Advisors, Inc. (trademark pending). aiV-Cube™, RISE™, GeoVol™, and Your Vision of Risk™ are trademarks and proprietary intellectual property of RISKEN. aiV-Cube™ is patent pending.
RISKEN Global Advisors LLC provides non-licensed AI and cyber risk advisory and assessment services for corporate risk management, including exposure audits, risk management strategy, independent risk assessments, coverage gap review, AI governance and regulatory readiness, third-party AI risk assessment, virtual risk-officer support, dispute advisory and expert support, and executive briefings. These are advisory and analytical services only. RISKEN Global Advisors LLC does not sell, solicit, quote, place, bind, or adjust insurance, and does not act as an insurance producer or public adjuster. All advisory services are delivered under separate written engagement agreements. Advisory outputs do not constitute actuarial opinions, legal advice, tax advice, binding underwriting decisions, or guarantees of coverage or claims outcomes.
America Insures by RISKEN™ is the commercial insurance brokerage operation of RISKEN Insurance Advisors, Inc., a licensed resident producer in North Carolina and non-resident producer in Pennsylvania and Virginia under NPN 21676872. All policies are placed with licensed third-party carriers under the producer license of RISKEN Insurance Advisors, Inc. RISKEN Insurance Advisors, Inc. is a licensed insurance producer, not an insurance company. We do not underwrite policies and do not guarantee coverage, claims payment, or insurer solvency. All coverage is subject to the terms and conditions of the actual policy issued by the carrier. Claims advocacy services included with a brokerage relationship do not constitute public adjusting services and do not create a fiduciary duty beyond that owed by a licensed producer to a client under applicable state law.
RISKEN offers the aiV-Cube™ 2.0 AI risk intelligence framework and the RISE™ API suite as analytics products available for licensing to corporate clients for risk management and to insurance carriers, reinsurers, MGAs, and brokers for underwriting and risk assessment. Access requires a separate subscription or license agreement. Platform outputs are risk analytics designed for integration into professional risk-management and underwriting workflows. Platform outputs are not insurance policies, insurance quotes, or binding coverage determinations.
Nothing on this website constitutes investment advice, financial advice, a recommendation to buy or sell any security, or a solicitation of any investment transaction. Neither RISKEN entity provides investment advisory, broker-dealer, or securities services.
Nothing on this website constitutes legal or tax advice. No attorney-client relationship is created. Consult qualified professionals for legal and tax guidance.
All content, frameworks, scoring methodologies, factor models, and trademarks are the exclusive property of RISKEN. The aiV-Cube™ framework is patent pending. Unauthorized use is prohibited.
To the maximum extent permitted by law, neither RISKEN entity shall be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from use of this website, advisory services, brokerage services, or platform products. All information is provided "as is" without warranty of accuracy, completeness, or fitness for any particular purpose.
These Terms are governed by the laws of the State of North Carolina. Disputes shall be resolved in the state and federal courts located in North Carolina.
risken@risken.us · +1 (803) 630-8881 · 301 S McDowell St, Ste 125 PMB 1141, Charlotte, NC 28204
We are committed to protecting your privacy. This Policy explains how the RISKEN entities collect, use, and protect your information.
Directly provided. Through contact forms and engagement requests: full name, business name, email, optional phone, area of interest, and message content. For insurance quote requests we may subsequently request underwriting information as reasonably required by participating carriers. We do not collect payment information or government identification numbers through this website.
Automatically collected. Our hosting provider may collect technical information such as IP address, browser type, pages visited, and visit duration in aggregate form not linked to your identity.
We use your information to respond to your enquiry and route it to the appropriate practice (RISKEN Global Advisors advisory, America Insures commercial brokerage, RISKEN Insurance Advisors advisory, or aiV-Cube 2.0 licensing), to obtain insurance quotes from licensed carriers on your behalf where applicable, to service bound policies including claims, to send relevant service information with your consent, and to comply with legal and regulatory obligations. We do not sell, rent, or trade your information.
To obtain insurance quotes or service bound policies, we share submitted information with licensed carriers and wholesale brokers as necessary. Each carrier maintains its own privacy practices governed by its own notice.
Corporate advisory engagement data is subject to the confidentiality provisions of the applicable engagement agreement. Data processed through the aiV-Cube™ 2.0 platform and RISE™ APIs is governed by separate data processing agreements with each licensed client and is processed in compliance with CCPA/CPRA, GDPR, and applicable state insurance data privacy regulations.
We implement appropriate technical and organizational measures to protect data in transit and at rest. The aiV-Cube 2.0 platform operates under a zero-trust architecture with TLS 1.3, AES-256-GCM encryption, and immutable audit logging aligned with SOC 2 Type II requirements.
Enquiry information is retained for no longer than 24 months following last contact unless an ongoing advisory, brokerage, or licensing engagement requires longer retention. Bound policy records are retained in accordance with North Carolina producer record-keeping requirements.
You may request access, correction, or deletion of your personal information by contacting risken@risken.us. We will respond within 30 days. California residents have additional rights under CCPA/CPRA and EEA residents under GDPR.
This website uses only essential cookies for basic functionality. No advertising or tracking cookies are used.
risken@risken.us · +1 (803) 630-8881 · 301 S McDowell St, Ste 125 PMB 1141, Charlotte, NC 28204
READ CAREFULLY. By accessing this website or any RISKEN® content, you accept all disclaimers below.
RISKEN Global Advisors LLC provides non-licensed, non-actuarial AI and cyber risk advisory and assessment services for corporate risk management. It does not sell, solicit, quote, place, bind, or adjust insurance and does not act as an insurance producer or public adjuster. Advisory outputs, including exposure audits, coverage gap reviews, governance and regulatory readiness assessments, and expert-support opinions, do not constitute actuarial opinions, legal advice, tax advice, or binding underwriting or coverage determinations. All advisory work is subject to a separate written engagement agreement and the limitations stated therein.
RISKEN Insurance Advisors, Inc. is a licensed insurance producer, not an insurance company. We do not underwrite policies and do not guarantee coverage, claims payment, or insurer solvency. All coverage is subject to the terms and conditions of the actual policy issued by the carrier. Coverage availability, pricing, and terms vary by carrier, state, class of business, and individual risk characteristics. America Insures by RISKEN™ is a commercial brand of RISKEN Insurance Advisors, Inc. (NPN 21676872), licensed NC (resident), PA and VA (non-resident). Residents of other states should confirm licensing before engaging services. Quote indications and coverage summaries are not binding quotes or offers of coverage; binding coverage requires carrier acceptance, a bound confirmation, and payment of required premium. Claims advocacy included with a brokerage relationship is provided by RISKEN Insurance Advisors, Inc. in its capacity as the client's licensed producer, does not constitute public adjusting, and does not create obligations beyond those owed by a producer to a client under applicable state law.
The aiV-Cube™ 2.0 framework and RISE™ API suite are analytics products licensed to corporate clients and to carriers, reinsurers, MGAs, and brokers. They produce risk scores and analytics intended for integration into professional risk-management and underwriting workflows. Platform outputs are not insurance policies, insurance quotes, or binding coverage determinations.
All scoring models, including aiV-Cube™ 2.0 factor, axis, and composite scores and RISE™ outputs, are based on proprietary methodologies and available data. Model outputs reflect analytical estimates, not predictions or guarantees. Past model performance, whether actual or simulated, is not indicative of future results. GeoVol™ geopolitical indices are supplementary analytics and carry the same limitations.
Nothing published by RISKEN® constitutes investment, financial, legal, or tax advice, or a solicitation of any investment transaction. No attorney-client relationship is created. Any decision made based on RISKEN® information is made at your own risk.
All information, platform outputs, and advisory deliverables are provided "as is" without warranty of accuracy, completeness, or timeliness. To the fullest extent permitted by law, the RISKEN entities and all associated personnel shall have no liability for any loss, damage, cost, or expense arising directly or indirectly from reliance on any RISKEN® content, model output, advisory deliverable, brokerage communication, or claims advocacy action.
RISKEN® is a registered trademark of Kushal M Shah, licensed to RISKEN Global Advisors LLC and RISKEN Insurance Advisors, Inc. America Insures by RISKEN™ is trademark pending. aiV-Cube™, RISE™, GeoVol™, and Your Vision of Risk™ are trademarks of RISKEN. aiV-Cube™ is patent pending. Unauthorized use is prohibited. These disclaimers are governed by North Carolina law.